Mortgage Banking Newsletters

Here are the most recent issues of the Johnston & Associates Mortgage Banking Newsletter
A Christmas Gift with a Lifetime of Benefits – and a Gift to You
Do you struggle to think of another Christmas gift for your adult children? How about a gift that will have a lifetime impact on your children and grandchildren? If they don’t already have a trust, this would make the perfect gift. And the advantages of a trust versus a will (or no will at all) are startling:
  • Without a trust, the probate fees for an $800,000 estate will be about $41,000. The cost is the same whether you have a will or no will at all. By contrast, the cost for an estate planning package is about $4,000.
  • A probate typically takes between 12 and 18 months to complete, whereas the administration of a trust is typically completed within six months.
  • A probate is a public proceeding, whereas a trust administration is conducted in the privacy of the attorney’s office, unless someone takes it to court.
And now for my gift to you: If you or your children call for an appointment before December 31, 2023, you will save $380. Now you can enjoy the savings while being a blessing to your children and grandchildren!
April, 2020 – Special COVID-19 Update
  • Compliance Spotlight: Maintaining Compliance in the Face of the COVID-19 Pandemic Crisis
  • Johnston & Associates and LBA Ware to Co-Host Complimentary Webinar, Entitled: “Keep Calm. Keep Compliant: Regulatory Resilience During a Pandemic”
  • RESCHEDULED Johnston & Associates Webinar, Entitled: “Agency and RMBS Litigation Overview: How to Defend Against Agency and RMBS Claims by JPMorgan Chase, EMC and Lehman Bros.”
  • Regulatory Compliance and Litigation Webinars: Complimentary Recordings and PPTs for JT’s Marketing Service Agreement, Loan Officer Compensation, and other Complimentary Webinars
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
March, 2020
  • Compliance Spotlight: Loan Officer Compensation – Charge-Backs for EPOs / EPDs
  • Johnston & Associates and The Mortgage Collaborative to Co-Host “First Annual Regulatory Round-up: Invaluable Tips for Maintaining Compliance in 2020 and Beyond”
  • Johnston & Associates to Host “Agency and RMBS Litigation Overview: How to Defend Against Agency and RMBS Claims by JPMorgan Chase, EMC and Lehman Bros.”
  • Regulatory Compliance and Litigation Webinars: Complimentary Recordings and PPTs for JT’s Marketing Service Agreement, Loan Officer Compensation, and other Complimentary Webinars
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
December, 2019 – Special Alert
  • JPMorgan Chase / EMC Seeks Indemnification from Loan Originators on $4 Billion Settlement Agreement
  • Loan Originator Compensation…Not Again, But More
  • Lehman Bros. Holding, Inc. (“LBHI”) And The Alternative Dispute Resolution (“ADR”) Process
  • Johnston & Associates’s Expanded Regulatory Compliance Audit Services
  • Complimentary Webinar Recordings and Presentation Materials Available from Johnston & Associates Mortgage Banking
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
October, 2019 – Special Alert
  • Lehman Bros. Holding, Inc. (“LBHI”) and The Alternative Dispute Resolution (“ADR”) Process
  • HUD Officially Abandons DPA Mortgage Letter
  • CFPB Director Agrees Structure Is Unconstitutional
  • Maintaining Compliance and Competitiveness Webinar Series – “What Lenders Need to Know About SAFE Act Transitional Temporary Authority and Loan Officer Compensation”
  • Complimentary Webinar Recordings and Presentation Materials Available from Johnston & Associates Mortgage Banking
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
July, 2019 – Special Alert
  • Johnston & Associates Named as Preferred Vendor Law Firm for The Mortgage Collaborative
  • Johnston & Associates Published Again – “Fannie Mae Backs Dreamers”
  • Compliance Article – Tug-of-War in Regulation Rollback
  • Compliance Article – Commitment Letters are another Tool at a Lenders Disposal
  • Lehman Bros. Litigation Tip – Subject Matter Jurisdiction Argument
  • Complimentary Webinar Recordings and Presentation Materials Available from Johnston & Associates Mortgage Banking
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
April, 2019 – Special Alert
  • Complimentary Regulatory Round-up PowerPoint and Recordings
  • SPECIAL ALERT: HUD Stays DPA Requirements in Wake of Lawsuit
  • Regulatory Compliance and Litigation Webinars: Complimentary Recordings and PPTs for JT’s Marking Service Agreement, Loan Officer Compensation, and other Complimentary Webinars
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
April, 2019 – Update
  • Johnston & Associates to Host “Annual Regulatory Round-up: Invaluable Tips for Maintaining Compliance in 2019 and Beyond”
  • Regulatory Compliance and Litigation Webinars: Complimentary Recordings and PPTs for JT’s Marking Service Agreement, Loan Officer Compensation, and other Complimentary Webinars
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
April, 2019
  • Fannie Mae Backs Dreamers
  • Johnston & Associates to Host “Annual Regulatory Round-up: Invaluable Tips for Maintaining Compliance in 2019 and Beyond”
  • Regulatory Compliance and Litigation Webinars: Complimentary Recordings and PPTs for JT’s Marking Service Agreement, Loan Officer Compensation, and other Complimentary Webinars
  • The Legal Services we offer at Johnston & Associates
  • Conference Attendance by Johnston & Associates
February, 2019
  • LBHI Litigation Update
  • Fair Lending Law Update
  • Vendor Management Update
  • Complimentary Materials Available from Recent WebinarsRegulatory Compliance and Litigation Webinars: Complimentary Recordings and PPTs for JT’s Marking Service Agreement, Loan Officer Compensation, and other Complimentary Webinars
  • The Legal Services we offer at Johnston & Associates
November, 2018 – Part II
  • Mortgage Banking Litigation Webinar: JT to Host Complimentary LBHI Litigation Webinar
  • Complimentary Materials Available from Recent Webinars
  • The Legal Services we offer at Johnston & Associates
November, 2018
  • Over 60 lenders sued by Lehman in ongoing bankruptcy claims relating to crisis-era legacy loans
  • Complimentary Materials Available from Recent Webinars
  • The Legal Services we offer at Johnston & Associates
October, 2018
  • Lehman Brother Litigation Alert
  • Upcoming Marketing Service Agreement Webinar
  • Complimentary LO Comp and other Webinars
  • The Legal Services we offer at Johnston & Associates
  • Upcoming conferences that Johnston & Associates will be attending
September, 2018
  • Loan Officer Compensation – Down Payment Assistance / Bond Payment
  • Regulatory Compliance – Deceptive Advertising Issues
  • Lessons Learned in Defending Chase’s Indemnification Demands for RMBS Claims
  • CitiMortgage Litigation Update
  • Complimentary Information Available from Johnston & Associates Webinars
  • The Legal Services we offer at Johnston & Associates
  • Upcoming conferences that Johnston & Associates will be attending
August, 2018
  • James Brody / Johnston & Associates quoted in Wall Street Journal
  • Complimentary Information Available from Loan Officer Compensation Webinar
  • The legal services we offer at Johnston & Associates
  • Upcoming conferences that Johnston & Associates will be attending
July, 2018
  • Complimentary Recording of June 28 Repurchase Defense Webinar
  • Johnston & Associates to hold its third complimentary webinar, “Loan Officer Compensation Tips and Trends: How to Gain a Competitive Edge While Remaining Compliant” on July 26
  • The legal services we offer at Johnston & Associates
  • Upcoming webinars and conferences that Johnston & Associates will be attending
June, 2018
  • Johnston & Associates’s Upcoming Webinar Programs
  • Johnston & Associates to host its second complimentary webinar, “Repurchase and Indemnification Claims in 2018 and Beyond: A Comprehensive Update” on June 28
  • Johnston & Associates to hold its third complimentary webinar, “Loan Officer Compensation Tips and Trends: How to Gain a Competitive Edge While Remaining Compliant” on July 26
  • The legal services we offer at Johnston & Associates
  • Upcoming webinars and conferences that Johnston & Associates will be attending
April, 2018
  • Johnston & Associates and collaborators set to host a complimentary Mergers and Acquisitions webinar on Thursday, May 10
  • Repurchase and Make-Whole Update: JPMorgan Chase’s RMBS Demand Letters
  • Repurchase and Make-Whole Update: CitiMortgage v. Platinum