Johnston & Associates April 2019 Update

Date:              Thursday, April 18, 2019
Time:             10:30 a.m. PST / 1:30 p.m. EST
Duration:       Approx. One Hour

With the first quarter of 2019 wrapping up, now is the perfect time to make sure you’re up to date on the top trending Compliance topics of the year.  Johnston & Associates invites you to attend our upcoming complimentary webinar where James Brody, Chairman of the firm’s Mortgage Banking Practice Group, will not only review these emerging trends, but will also provide practical tips on how to ensure you remain compliant with the requirements.

Some of the main hot topic trends facing our clients that Mr. Brody will review during the webinar include, but are not limited to, the following:

§ The Digital Mortgage Platform:  A refresher review on electronic disclosure/ESIGN Act requirements; digital record retention requirements; and how to ensure you remain compliant while leveraging digital marketing campaigns.

§  Non-QM Products:  A discussion on the compliance and risk considerations when determining whether or not to offer Non-QM and Non-Agency products, including: disclosure requirements; Ability to Repay rule implications; and the heightened scrutiny these products carry during regulatory examinations.

§  Loan Officer Compensation:  A comprehensive update on the current status of Loan Officer Compensation requirements, including Branch Manager Compensation.

§  Fair Lending:  A deep dive into fair lending best practices, including what constitutes a proper fair lending monitoring program, as well as a review of the recent $25 million fine levied against Citibank by the OCC.

§  State Enforcement:   A review of recent enforcement actions issued by some of the country’s more active state regulatory agencies.

Moderator and Speaker:

James Brody, Esq., Chairman of Mortgage Banking Practice Group
Johnston & Associates Attorneys at Law, P.C.

Additional Speakers: To be announced

In order to register for this complimentary webinar, which will be limited to the first 1,000 registrants, please click on the following link:

https://attendee.gotowebinar.com/register/6351676761269574401.

Otherwise, should you have any follow-up questions or have any difficulty registering for the upcoming webinar, please contact Mr. James Brody. After registering, you will receive a confirmation email containing information about joining the webinar.

We are pleased to offer complimentary recordings and other presentation materials from our recent webinars:

These materials may be downloaded from our Johnston & Associates website or, for more information concerning any of the foregoing webinars and/or the subject matter of these webinars, please contact its Chairman James Brody.

• Mortgage Repurchase and Make-Whole Indemnification Litigation and Mitigation (e.g., Secondary Market Investors, Agencies, etc.)
• Mortgage Industry Litigation (e.g., Servicer and Sub-Servicer Disputes, 3rd Party Fraud Recovery, CPL and Title Policy Actions, Appraiser E&O Claims, Loan Officer Actions, etc.
• Mortgage Repurchase and Make-Whole Alternative Dispute Resolution (e.g., Arbitration, Mediation, etc.)
• Regulatory Compliance, Administrative and Business Services (e.g., Mock Audits, LO Compensation, MSAs, Licensing, CA Dep’t of Business Oversight, HUD Review Board, etc.)
• Transactional Matters (e.g., Drafting and Negotiating Broker and Correspondent Loan Purchase Agreements, Mergers & Acquisitions, etc.)

Conference Attendance by Johnston & Associates